Thursday, March 29, 2018

Costs to Prepare for When Buying a Home

Buying a home is a major investment. There are a number of costs associated with buying a home near the Lake of the Ozarks. From closing costs to moving expenses, there are many items that need to be paid for when buying. If you are in the market to purchase a home, start saving for these expenses today. This can help minimize the amount of money needed when you find the right home and make a purchase. Take a look below to learn what costs you should start saving for!


Closing Costs

Buying a home not only costs the amount you pay for the property but there are other expenses involved in the transaction. Real estate agent fees, title fees, and insurance are all items that need to be paid for at closing. A buyer can negotiate the closing cost into the sale of the home, but they may also be responsible for paying both parties' closing costs if negotiated that way.

Home Inspection

Most home loans will require a home inspection of the property. A professional inspector will evaluate the home to ensure it is safe. An inspection report will recap the inspection and state any recommendations for repairs. It is a very helpful document and can save a buyer from buying a home with a major issue. The inspection is typically paid for by the buyer.

Moving Expenses

Moving can be an unexpected expense. Whether you plan on buying food and gas for your helpers or hire a professional moving company, it will likely cost you to move your belongings. It's important to plan ahead for the cost of moving when you purchase a home.

Earnest Money

Earnest money is a cash fund that is put up by the buyer. This fund shows the seller that the buyer is serious about their offer on the home. This fund is typically put into the closing costs once the transaction goes through, but it is an out of pocket expense for the buyers.

Homeowners Insurance

The home will need to be insured as you make your purchase. Most mortgage companies will need proof of insurance before the loan is complete. It's best to shop around and find the best rate for homeowners insurance. Often times, the insurance money is wrapped into your mortgage payment.

Now that you are aware of some of the costs associated with buying a home, you can move forward with confidence. As your experienced real estate agents in Sunrise Beach, MO, we want to help prepare you for the home buying process. Saving money now can help to lessen the financial strain that may come when you make your home purchase. Give Eagle's Nest Realty a call today to start your home search at the Lake of the Ozarks!

Call (573) 374-0769 to schedule a showing today!


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Wednesday, March 21, 2018

Places to Visit this Spring at the Lake of the Ozarks

It's officially SPRING at the Lake of the Ozarks! We are excited to get the season kicked off and start enjoying the sunshine! As your trusted real estate agents in Sunrise Beach, MO, we know all about the fun activities you and your family can enjoy this spring. That's why we've dedicated this week's blog to feature just a few of the exciting places you can visit with your family!


Hiking on Park Trails

There are a number of state parks and other park areas that include hiking trails. The Lake of the Ozarks is all about natural beauty. Get out and explore the many hiking trail options around the area. It's a fun way to get active and enjoy the beautiful spring weather. Whether you're looking for a short relaxing hike or a long stretch, there are plenty of trails to choose from around the area!

Exploring Local Caves

There are a number of caves around the area. Visit one to tour the unique structure and learn all about the way it is formed. Local caves also have some history of the area and how it was founded - which creates a great educational experience for all. Learn and get your adventure on when you explore local caves in the area.

Boating on the Lake

While it may be too cold to jump in, it's a great time of year to boat at the Lake of the Ozarks. Whether you plan to visit your favorite family-friendly water restaurant or take a trip up the lake, you can enjoy spending time with your friends and family on the water this spring. There is a ton of natural beauty around the area and the water is one of the best ways to experience it!

Fishing in the Water

Springtime is ideal for a fishing excursion. Whether you plan to fish from the shoreline or out on a boat, you can find some sweet fishing spots. Load up your gear and head to the water for optimum fishing this time of year! Fishing is fun for the entire family! Whether you have kids or want to bring friends along, it's a great way to spend a day or an afternoon in the sun - breathing that fresh spring air!

Now that you've seen some of the thrilling places to visit this spring, you're ready to make plans to attend! As you are out and about this spring, you may be dreaming of a new home for your family to enjoy. Whether you have a growing family or want to downsize now that the kids are older and out of the house, we can help you find the perfect home for sale at the Lake of the Ozarks! It's important to have a home that fits your wants and needs and we'd love to be the ones to help you find it! Give us a call to start your home search at the Lake of the Ozarks today.

Call (573) 374-0769 to schedule a showing today!


Eagle's Nest Realty, Inc.                                               Like Us On Facebook
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Thursday, March 15, 2018

Spring Inspired Staging Tips

Spring is right around the corner! If you plan to sell your home at the Lake of the Ozarks this spring, now's the time to start staging your space to reflect the season. Whether you want to bring some spring decor into your staging or arrange your outdoor space, there are a number of ways to help get your home in the spring spirit. Take a look below for staging tips provided by Eagle's Nest Realty!


Add Some Pastel to Your Color Scheme

While neutral color tones typically appeal to a wider range of buyers for wall color, you can add pops of spring colors in other ways. From decorative pillows on the couch or bed to pastel-colored placemats on the table, there are many ways to easily add spring colors to your home!

Arrange Your Outdoor Gathering Space

This time of year many buyers will think about entertaining guests in their new home. Set up your outdoor gathering space to easily accommodate gatherings. From a nice table and chairs on the deck to casual seating around the fire pit, it's an easy task that can make a big difference for buyers. You want potential buyers to imagine themselves gathering with friends and family in the space.

Clean Up the Lawn

After the cold winter months, it's time to focus on the appearance of your home's exterior. Pick up fallen limbs around your lawn and rake up any straggling leaves. As the temperature starts to warm up, it's a great time to get outside and make improvements to outside of your home.

Hang Sheer Curtains

Let the light in! Rooms with natural light tend to appear larger and give a light, clean feeling. Consider hanging sheer curtains throughout your home to help let the sunlight illuminate your space.

Plant Colorful Flowers

Flowers are an easy and effective way to brighten up your home. Whether you plant colorful flowers and plants in your landscape area, have a nice potted plant by the front door, or incorporate pretty flowers into your home decor, there are many ways to add color via flowers to your home.

Now that you've learned these easy ways to stage your home for spring, you're ready to get to work. After you make staging improvements around your space, you may be ready to list your home for sale at the Lake of the Ozarks. Contact our team of real estate agents in Sunrise Beach, MO to help you sell your home. We look forward to helping you sell your home this spring!

Call (573) 374-0769 to schedule a showing today!


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Thursday, March 8, 2018

Tips to Save UP for a DOWN payment

Buying a home is a major investment. While many homes are financed through a loan, a down payment may be required for the mortgage loan. A down payment can be a little overwhelming as you start your journey into homeownership. As your experienced real estate agents in Sunrise Beach, MO, we want to help give you ideas on ways to save up for this homeowner expense. Take a look below to learn some tips to help you save for a down payment!


Cut Back on Spending

An easy way to save up for a house down payment is to cut back on your current spending. While you still need to spend money on necessities - bills, groceries, gas - you can cut back on extra spending. Consider buying off-brand groceries and not stopping at the clothing store on the way home from work. This can help to set more money aside for your down payment.

Reduce High-Interest Debt

High-interest debt can eat up your money on a monthly basis. Consider transferring your high-interest debt to a lower-interest option. This can help to reduce the money payment required to be paid to your creditor. It's an easy way to reduce your monthly payments!

Access Retirement Funds

Many times your retirement funds have a way you can pull money out early. Although there may be a penalty for taking money before you retire, you can weigh the options for your certain situation. If you do access your retirement funds for a down payment, try to replace the money you have taken out as soon as possible.

Find a Second Job

A second job can quickly up your income. You can put all of this money toward savings for your future home. It's a great way to increase the amount of money you make. If you have extra time and it works for your family, a second job may be right for you.

Skip the Vacation

A vacation is often an expensive trip for many families. From the travel cost to lodging to entertainment, there are a number of costs that add up quickly on vacation. Consider skipping your family vacation this year to save for a down payment. You could take a stay-cation instead of going away with the family.

Minimize Extra Payments

Making more than the minimum payment is very beneficial for your credit situation. While you try to save up for a down payment, consider cutting back on the extra payments you make. Put the money you will put toward your payments into an account to help save up for your future home's down payment.

Now that you know some of these great tips to help you save UP for a DOWN payment, you're ready to get started today. Before you start your home search at the Lake of the Ozarks, it's important to get your financing process started. That starts by saving for a down payment. Once you've started saving for your home loan, Eagle's Nest Realty would be happy to help you find the perfect home to buy at the Lake of the Ozarks! There are a number of properties available and we want to help you find the right one for you and your family!

Call (573) 374-0769 to schedule a showing today!


Eagle's Nest Realty, Inc.                                               Like Us On Facebook
Bill & Sky Johnson                                                            Follow Us On Twitter
33431 Evanston Road                                                       Find Us On LinkedIn
Sunrise Beach, MO  65079                                                +1 Us On Google+